ONLINE PERSONAL LOANS FOR CANADIANS

Without hurting your credit score, get your no obligation line of credit pre-approval in 3 minutes.¹

BORROW RESPONSIBLY

100 DAY MONEY BACK

If you need to borrow, do it responsibly

Sometimes we need credit — it happens. The key is to not make it a habit and to use it responsibly. With MogoMoney, get a pre-approval that doesn’t impact your credit score and a transparent loan experience that can help you get debt-free faster.

Take the stress out of borrowing

Get your no-obligation line of credit pre-approval in just 3 minutes.
Have a question about your loan?
Chat online with our Mogo Product Specialists!

How it works

Get pre-approved fast

Get your no-obligation line of credit pre-approval in just 3 minutes when you create a MogoAccount.

Get funded quickly

Get your no-obligation line of credit pre-approval in just 3 minutes when you create a MogoAccount.

Stay on track

Get your no-obligation line of credit pre-approval in just 3 minutes when you create a MogoAccount.

Get pre-approved fast

Get your no-obligation line of credit pre-approval in just 3 minutes when you create a MogoAccount.

Get funded quickly

Get your no-obligation line of credit pre-approval in just 3 minutes when you create a MogoAccount.

Stay on track

Get your no-obligation line of credit pre-approval in just 3 minutes when you create a MogoAccount.

Level Up Mode™

With on-time payments you could Level Up2 and get a credit limit increase. Get rewarded for being in control of your finances. Who else does that?

Level Up Mode™

With on-time payments you could Level Up2 and get a credit limit increase. Get rewarded for being in control of your finances. Who else does that?

Test drive your loan for 100 days

If you don’t love your line of credit experience in the first 100 days, just repay your principal balance and we’ll refund any fees or interest you’ve already paid.

there’s more

Flexible terms

All of our loans can be paid off in full at any time with no penalty.

Your info is safe

Everything is encrypted and uses bank-level security.

What people are saying

AMAZINGLY FAST AND NO HASSLE UPON APPLYING.

MICHAEL

GREAT CUSTOMER SERVICE, EASY LOAN, PROCESSING. GOT APPROVED AND FUNDED SAME DAY.

RANIA

THIS WAS THE BEST EXPERIENCE, THEY HELPED ME IN A SPLIT SECOND.

JOHNNY

VERY EASY, PROFESSIONAL AND QUICK. GOT IT THE SAME DAY, VERY PLEASED.

THOMAS

BEST ONE OUT THERE, QUICK, EFFICIENT AND NO HASSLE. APPLIED AND GOT APPROVED THE SAME DAY.

SANDEEP

Join 1,800,000+
Canadians

Get Pre-approved

1 - Pre-approval is based on information submitted in your MogoAccount application and/or other information that indicates you could meet our underwriting requirements. Your pre-approval for credit remains subject to our credit approval process which includes but is not limited to income and identity verification and validation of information submitted through the Mogo.ca website. To meet our underwriting requirements further documentation may be requested from you. Minimum income requirements may apply for some products. Approval is not guaranteed and we reserve the right to deny services to you. Final approval is subject to review and verification of income and supporting documents provided.
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2 - Level Up offers are pre-approval offers that may offer you the opportunity to increase your credit limit. Level Up offers are based on information that indicates you could meet our underwriting requirements and is conditional on your satisfactory on-time payment history and a stable credit profile determined at Mogo’s sole discretion. Your credit profile may include, but is not limited to, your credit score and external debt outstanding at the time of the Level Up review. Level Up offers are pre-approvals subject to Mogo's pre-approval terms and conditions. Certain requirements must be met to move forward with any Level Up offer which may include but is not limited to validation of MogoAccount information. Further documentation may be requested from you. Level Up offers are not guaranteed and Mogo reserves the right to make changes to the terms and conditions of the Level Up program at any time without notice to you.